apalmer79

I am so incredibly frustrated... Over the last 2 weeks, since going through the mental debate of going through with surgery, I finally decided to take the steps towards LapBand. The very first thing I did was call my insurance company. For various reasons, I have spoken to 3 different people - ALL of whom told me my benefits for weight loss surgery, the coverage criteria, etc. Every single one of them said it would be covered at 100% after a $350 hospital deductible. Sounds great, huh? I went to the seminar and everything- got home - and find a letter awaiting me from Health Partners stating that weight loss services, including bariatric surgery, is excluded from our contract. I called and explained that I have spoken to 3 different people and the woman said they must've overlooked it... that my husband's company opted out of these benefits. I am heart broken and angry. Does anyone have experience with this? My husband and I considered buying a seperate policy for me for the rest of the year-- but if Im going to do that, I might as well to gastric bypass d/t the long term expenses that my insurance is not going to cover with LapBand.... I could just scream. :smile:

Hi!!! Congrats on your successes! :tongue_smilie: I also was considering gastric bypass. It just seemed too invasive & reconstructive for me. When I learned about the Lap Band, I was intrigued! Yep, I contacted my insurance-- aside from the general criteria (all of which I meet) - it'll be a $350 copay at the hospital. I dont think thats much at all.... considering Ive paid the same amount to Weight Watchers .... more than once. Im excited to really get the ball rolling!

I've just begun the process! I am going to the required info session tomorrow and that will get the ball rolling. I joined the site to learn more from real-life experiences.