valleygirl806

You can also pay for everything yourself, get your medical records and file your claim with the insurance company.....they can't stop you from doing that.

If you complete your 6 month program you will probably have to do a psychological evaluation as well....once all that is done you'll be approved. Coordinator told me that of all the INS company's that she works with UHC is the easiest and have the quickest approvals with the least amount of hassles...you shouldn't have any problems.

I have UHC through my husbands job, it used to be UMR and I had to call the INS co many times for clarification...I would suggest you keep calling untill you are satisfied with the information....that's what customer service is there for.

I have a similar situation....I'm in my fifth month of the medically supervised weight program and my coordinator called me last week and informed me that I would have to pay $7,000 out of pocket...my insurace has a max of $25,000 for WLS....the cash price is only 13,000 so I'm trying to understand why are they trying to collect $33,000 from me and my insurance company? We pay over $200.00 per month for health insurance that we barely use and I feel like I shouldn't have to pay extra for this surgery....my out of pocket max is 1750.00 so I just don't understand how the hospital can charge me so much for an out patient laproscopic procedure....I didn't pay this much to have both of my children by c-section with two overnight hospital stays each...it seems like the hospitals are exploiting this whole process for overweight people its just has a ring of unfairness to it...

Hello everyone...I am so excited about getting this procedure done...I am a 35 years old married mother of three beautiful children. I have an appointment with Dr. Moore on March 13th....at that time I will have all requirements met to get approval from my insurance company so I am hoping to have my band done around Easter time....I've been overweight for the last 15 years and its like life just passed me by during this time....I'm just ready to start living again...I want to enjoy the wonderful family God has blessed me with.