peki31

I have been wanting to have lap band for a long time. The group plan at my husband's office excluded it from the policy. We are getting our own policy on April 1 (Care First Blue Choice). Right now I have a 37.8 BMI and no health problems. Is there any chance that I will be approved by the insurance company? Or should I just go ahead and do a self pay? A friend told me it would take at least a year with a new policy to even get an answer. I would hate to wait that long and have no chance at all. Also, if I do self pay and go out of state to get it done, would I just go to a doctor around me for fills and appointments? I have so many questions...lol. but, i'll stop for now. TIA!

Well I just got off the phone with the insurance company and they told me that the group administrator excluded bariatric surgery. Now I'm so sad. There's no way I can afford $20k to pay for it.

Thanks everyone for your advice. I actually called my insurance company yesterday and was on hold on and off for almost 2 hours and they never called back. I will try again tomorrow. Do HMO's typically cover weight loss surgeries?

I'm brand new here and just starting to get things going. Things I won't miss: The "WOMEN'S" and "PLUS SIZE" sections in every store. Wearing all black all the time (it's slimming right?). Being jealous of all my very thin friends. Sucking my stomache in. Getting tired too easily. And the most I won't miss just happened a couple days ago. A kid in my daughter's Kinder class told her "your Mom is fat", and it seriously almost killed me. :cursing: Lana

I'm new here and kind of confused on what to do. I will be calling my physician tomorrow for a physical. Some background: I am 34, 246, 5'5" and have tried every diet imaginable since I was 10. I was never thin. I've never had health problems related to my weight. Just recently though both of my knees and back have been in pain, so I think it's because of the extra weight. I have Care First Blue Choice HMO so I would want them to cover the lap band (and would love to do it ASAP). What do I need to do? I don't have receipts for programs I've done. I have books (Atkins, South Beach, some other stuff). I never saved receipts for diet pills I tried either. I am so confused...lol. Also I just had a baby last March. I think being pregnant has been my best diet. I lost over 20 pounds with each of my girls (of course gained it all back after delivery). I would love some advice on how to speed up the process and get the ball rolling. Thanks!!! Lana