So the total cost will likely depend on your experience. They likely cant tell you with 100% certainty. Will you stay one night? Have complications and need more care? Tataworld 605. The 1700 is likely your insurance max out of pocket cost. That includes the deductible of 250 and the 20% coinsurance. If that is your max out of pocket, you will pay no more. You may pay less, but not more.