I have Anthem BCBS. I first went to BCBS.com and checkedn to see if my ins covered it and also to see who they were contracted with. Then I went to the seminar held by my surgeon, his educational seminar is required before scheduling a consult with him. During the seminar i filled out lots of forms and gave all my ins info. Within 24hrs they called me to let me know what my ins required for approval and all my out of pocket costs. I then scheduled my consult, psych eval and nutrition apt. Right after my consult I was scheduled for my upper GI, then a day latter approved for surgery and scheduled. The next week I completed my pre surg class and pre op tests. I did everything in a couple of weeks. My surgery is scheduled for this next monday march 5th.