Aetna Approval Requirements... I'm feeling discouraged :-(
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I just checek with my insurance...
It is through Principal Financial, but somehow affiliated with Aetna as well... i dont really understand it...
But they gave me the run down on what is required in order to gain approval:
- History of Obesity for 3 years
- Current BMI and comorbities
- Psychological Visit (my surgical team requires that as well)
- Written plan for follow-up post surgery
- 6-12 month Physician supervised weightloss program
*Dietician visit every Month
*Physician visits every 3 months
*Documented exercise program
I'm feeling quite discouraged after all that. Mostly in regards to the 6 month diet. What exactly are they looking for? To see that you DONT lose weight with it? I'm concerned because I probably WOULD lose weight if I followed a strict diet and excercised all the time. The problem is that I would not be able to keep it off. I've lost between 20-50 pounds on 4 separate occaisions from dieting, but I always regain the weight I lost and then some. Should I just pretend I'm following the program but not really do it so I dont lose weight?
Also, I find it a bit ironic that they require monthly dietician visits, but those would not be covered under my plan. Any idea about how much that would cost me everytime?