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I just called my insurance carrier (Pacificare HMO) and found out that they cover RNY and vertical banding, but NOT the lap band. I haven't heard much about the vertical band. Does anyone out there have any info. about this procedure? Isn't this the stomach stapling thing? I thought that was done away with. Why would my insurance cover that and not the lap band, which seems safer? I am so upset, all I can see right now is red! Just when I had decided that the RNY was not for me, now I find out that it may be all that I can have done since I am not financially able to pay for lap band surgery on my own. I just feel like crying.