i just got a letter in the mail today that i am loosing my hmo thru medicaid in 2 weeks.

i can get united health care thru work but its very expensive and i don't know if i can afford the 20% of the surgery. or if they will even let me continue without starting all over. do any of you remember how much out of pocket you spent on united healthcare as far as the 80/20 or the deductable or were they combined?

i am in month 4 of the 6 month diet and hoped to have surgery by march 09, now i don't know what i am going to do.

i am going to the welfare office tomorrow to see if i can apply for new jersey family care. but with my luck i make to much money. and don't have thousands of dollars..... :wink:

has anyone went thru this?

thanks so much for the help!

Edited December 11, 200817 yr by MISS.SUSAN

The place that I went for my surgery didn't accept my insuarance and I didn't have to money then to pay it either, but I had to make the choice...did I want this that bad? Bad enough that I would self pay...and the answer was I want this...I want this more than I ever thought. Now how was I going to come up with $16,000 plus dollars?!?! The answer...CareCredit! It's just like a credit card, but only for healthcare. You have to make sure that the surgeon accepts CareCredit and then you can apply for it online...I hope that everything works out okay for you...good luck!