Hi

I have a Cigna HMO that did not cover my band last year so I had it placed in MX. They have now changed their position that the band is experimental and have started covering it.

My question is, do you think they will cover my fills? Since there are not any band surgeons on there "list" how can I get a referral? Everyone is out of network.

Will they be able to turn me sown since my BMI no longer meets their requirement?

Any help is appreciated!

Lisa

I would think if you called the Insurnace company they could tell you all this information. I know everyone's policy with different insurances are diffrent. Good Luck to you!

My PCP's office was able to locate a band doctor for me while I was on the HMO for Cigna. This is something they are contracted to do. It took them nearly a whole day's work to do it, but they did find someone who could maintain my band. Saved me LOTS of time and trouble.

Depending on the staff there, you should just be able to call the 'referral' contacts and tell them your situation and that you need their help in getting an appointment with a local band surgeon in the network to follow your band needs.

Hope this helps!