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Ok, so I called my Primary care MD's office to see if they had the results back on the two tests my surgeon needed that doc to order prior to being submitted to insurance. Turns out the results were back, and they were in the process of being faxed at that moment (so the assistant said, and you could hear the fax machine do that "fax done" beep in the backgroud, so SOMETHING was being faxed). I called my surgeon's office to see if the EGD had to be done prior to submission, or just prior to the actual surgery. The insurance coordinator called me back about 5 minutes later, and said she missed my call because she was sending paperwork on several patients to my insurance company, including me!!!! She also said that my insurance plan has a policy that the decision has to be issued within 1 week.
ACK!! I'm so nervous, and excited, and scared, and nervous! Did I mention nervous? I had talked with someone in the Bariatric Management Department a few months ago when I was having Helluva time getting the Bariatric Program at the hospital to call me back or set up an apointment, and they said that based on the info I gave, I would be approved, if the surgeon said ok. I even called back a few times and talked to a few different people in the department, who all said the same thing, so now I just have to wait for approval to get my date set. I'm trying to get the surgery done before the end of the year, because insurance changes Jan 1, and I'd have to pay deductable again, which will be higher, and pay a higher co-pay and percentage of the surgery. Looks like it will be about a $1500 difference, which would absolutely SUCK!!! Not to mention I've been trying to get this done since LAST November.
So anyway, wish me luck, and I'll let you know how long it takes to get approved or denied, as well as when my surgery is.