today I decided to do more research into the lap band, and before I get too excited (self-pay isn't an option right now), I called the dr to see if I could even get it (I had pyloric stenosis surgery at 1 mo old) and they said yeah, it should be fine. Then I called my insurance co to see if they "cover it", and yes they do- but we need a "predetermination letter" before you are approved. I have Principal insurance-anyone have any experience with them?

last year I went to a plastic surgeon who "just knew' I would be approved for a breast reduction- and they denied me....so.... I am nervous about what hoops I might have to go through, or if they will just reject me immediatly.

Anything I need to tell my surgeon for him to include in the letter so I get approved? or anything I can do before hand? (my bmi is 41 right now according to the wii fit)

Well, dr's office called today (had my seminar last night) they talked to my insurance and yes it is covered, BUT.... I have to have a letter of recommendation from my pcp (I'm not sure he will give it), a 6 mo dr followed diet, psych eval, nutrition eval and 3 yr hist of weight (1 wt from each year). Then they will send a predetermination letter and that takes about 30 days to hear back from.

At least I know going in what I need. I am cool with that. So it takes me 7 mo prep.... in 5 yrs i am still going to weigh less than I do right now, right? So what does 7 more mo matter?