:clap2: I am so excited and nervous. My dr's office filed the paperwork with Cigna yesterday, Nov. 16th. I hope to hear from them soon!! It's been a long and hard road. I thought I'd never get to this stage. Now if I can only get my ticker to show up on here. I really like this board and all the people I have chatted with. I only know of one more person in my town I can talk to. Good thing Lynchburg is small, easy to find her.

Thanks for the support.

Felicia

I have Medicare, and Cigna kicks in after I have met $5,000.00 out-of-pocket. Would the doctor be able and willing to work with me on the deductable?

I'm not sure. It dependss on how much they want up front, if any. I'd call and ask your dr. I live in TN and I am having my surgery with Dr. Spaw in Nashville, Baptist hospital. Good luck. F

good luck I was told by my insurance company that this time of year they have 15 days to make a decision

good luck I was told by my insurance company that this time of year they have 15 days to make a decision

I have the same surgeon that you have and my paperwork was , submitted to Cigna on 10/22, but I have not heard anything yet. I noticed your surgery date and I wonder if mine will also be around that time. I am ok with a January surgery date so that I can use my health account Visa to pay for it.

My 75-page fax from the surgeon's office was sent to Cigna on 10/17/07, then after bugging them I got this message -

The pre-determination was sent to our medical director for review on

11/13/2007. It normally takes 10-15 business days to receive this back from the date it was sent for review, not the date it was received or processed.

The 15 business days start when in the hands of the medical director. Still haven't gotten the decision.

Joanna in NC

appalcart I hope you don't have to wait much longer!. I haven't heard anything yet. I guess with the holidays and all it will take a few extra days. I sure hope they hurry. I'd like to start off a new year in "band" style.

hey flip, just wanted to see if you had surgery with dr spaw? thats who i am going with my surgery.