Moving to UHC PPO starting Jan
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I'm currently with Blue Cross of CA and next week our open enrollment for insurance starts and they are no longer offering Blue Cross. So now I gotta choose UHC PPO or Kaiser of CA.
I finished my Psych Eval (yesterday), sleep Test (have sleep apeana), and just couple more steps then ill be finished to send into insurance.
I'm thinking that if I send in the stuff to Blue Cross that they will deny me cause my insurance is ending at end of Dec. So is it best to wait Jan and send it into UHC? or send Blue Cross ASAP?
Only problem I have is with UHC is that I don’t have 5year record of BMI 35+ Medical. I have record from 2001 (BMI 37) then 2006 (BMI 42) and 2007 (BMI 46) Medical Record.
Was hoping my long list of medical issue and family, would over rule the 5year record.
Any help would be very helpful.
Thanks