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Aflac anyone?

I signed up for Aflac yesterday. For accident and hospitalization. I know there is a 12 month time frame prior to a claim that anything can be considered "prior" illness or whatever but I'm hoping I can sneak a few in. lol Do any of you use Aflac? How helpful is it?

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    As a former employee I can tell you there is no cheating. The waiting period is typically for the wellness benefit only.

    Sent from my SM-J700T1 using the BariatricPal App

    So do you think if my Policy start date is Oct. 1st 2016 and I have my RNY in say May 2017 that they might pay me? And what if the surgeon gets in there to do the RNY and decides to do a hernia repair or remove my gallbladder at the same time. Will they pay then?

    Thanks for the help in understanding. I really appreciate it.

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    No. The accident policy is for accidents only.

    Sent from my SM-J700T1 using the BariatricPal App

    But I'm also getting Hospitalization?

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    If you have the accident and hospitalization policy then it only covers occurrences due to accidents.

    Sent from my SM-J700T1 using the BariatricPal App

    UGh. Ok. Thanks.

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    The reason why I dropped AFLAC lol

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