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Hi everyone, I'm so new to this so please forgive me if this has been spoken about before.
I live in New York and have Affinity insurance.
From what I have heard, if you have a BMI over 40, you will have no problem getting surgery. If you have a BMI over 35 but under 40, you have to have comorbidity with other conditions... I am almost positive I have none of them but my BMI is just under 40. I'm really concerned I won't be approved.
Also, does anyone have Affinity and know how they are with covering bariatric surgery? I have yet to get any answers from them and I'm really nervous that they aren't going to cover me. I was hoping if I do qualify for surgery, they would have me pay my deductible and then cover the rest but maybe that is the best situation and I'm very wrong.. Lol.. Help!
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