BCBS Federal Denied
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So, I met every bit of criteria for the gastric sleeve. Did 4 months worth of required tasks and submitted for approval. Unfortunately, I had smoked but stopped a year ago. Apparently, by mistake, I checked I was smoking when I thought it said "have you smoked". There are no medical records of my smoking or stopping so now BC has denied me with the opinion that I have smoked in 6 months. I have written my own letter of appeal since I have no doctor proof and explained the timing and situation. Does anyone have any experience with this? Is there a chance at all that BCBS will take into account my letter? OR AM I JUST OUT OF LUCK? One more question....if they can take my word that I was honest and said I did smoke, why can't they take my word that I have stopped.