I read up alot on another thread about the plan. I wondered if people are over all happy and satisfied with the plan, excluding there lack of banding.

I don't have the band and I'm thinking about self pay, but this is the insrance my husband has the option to get with his new job.

thanks

United Healthcare is a good company for banding, overall. But much more important is what the specific terms of your husband's policy say. If he's going into a large group plan, the employer writes the benefit policies and may have exclusions and carveouts. United Healthcare's policies become irrelevant.