Hello-- Question about insurance terms : )
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Hello everyone. I am new to the forums. I'm happy to meet you all! I have a question. I asked my insurance rep what it meant- but he said my actual insurance company was very "vague" in the term and he encouraged me to basically grab whatever info I could from my PCP regarding past weight-related visits, just to basically have the theme of "weight" documented past visits.
The term I am referring to is, while my insurance does not require me to go on a 6 month diet or anything like that, it does say it requires "Documented failed medical weight loss history"
I asked my insurance rep if that entails failed diets "created" by my doctor, or if it included weight-related visits-- going to the doctor to discuss losing weight, going home and doing it, failing, etc. Basically, the specifics of the term. The rep told me what will likely happen is, with the info I can gather from weight related visits from my PCP, is that my insurance will either approve me (yay!) and it'll stop there, or if they deny me, whoever does the denials and responsible for giving the reason- will then be more specific about what it entails. Its a bit of a headache as I don't feel my insurance should be so vague in the first place so I know for sure : (
So I guess what I'm asking is, to possible people who had a similar criteria, or the exact same one preferably, what did it entail?
I have Independence Blue Cross, based in PA.