Hello all any information would be GREATLY appreciated, so ive just started my Journey I had one consultation the Dr. was somewhat informative but they keep telling me I have to have medical records for the past 5 years I know it sounds terrible but i have none besides possibly from 2 years ago when I went to the emergency room I have BCBS of NC and wanted to know if that would be a big problem on getting approved. Ive struggled with weight problems since i was 15 ive tried herbalife,Hcg,Diet Center,etc and nothing has worked for me I just manage to keep going up, but after finding out about the medical records I am starting to feel very hopeless any feedback would be appreciated.

Thank you.

I'm not sure why they would tell you that unless there is a provision in your particular insurance plan language because a 5 year history of morbid obesity is NOT part of BCBSNC's medical policy which I've linked here (or at least tried to link). http://bit.ly/1u1GIpH You cannot give what you don't have (i.e., a 5 year history) so they should submit the records which are available because with a BMI of 44.4 it doesn't seem like medical necessity should be a real issue (but of course that's for the surgeon to determine). Hope that helps.

Hello all any information would be GREATLY appreciated, so ive just started my Journey I had one consultation the Dr. was somewhat informative but they keep telling me I have to have medical records for the past 5 years I know it sounds terrible but i have none besides possibly from 2 years ago when I went to the emergency room I have BCBS of NC and wanted to know if that would be a big problem on getting approved. Ive struggled with weight problems since i was 15 ive tried herbalife,Hcg,Diet Center,etc and nothing has worked for me I just manage to keep going up, but after finding out about the medical records I am starting to feel very hopeless any feedback would be appreciated.

Thank you.

I have BCBS from Delaware and they only took 2 years. Call the insirance and see if there is a way around it. Good luck 2 u

Thank you Guys Appreciate the feed back it has definitely helped.

BCBS of AL needed three years!