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Anyone have BCBS FEP? I was wondering how much altogether you had to spend. I'm pretty confused because I had my labs and the insurance paperwork said I didn't have to pay the difference because it was an in network provider and i had met my deductible. yet the lab sent me a bill... Guess i'll be calling insurance tomorrow just to make sure. ! I asked the financial counselor, but everything I ask she says she doesnt deal with! lol i'm almost ready to ask what do you deal with?? The only thing i've been told is I have to pay $250 before surgery...