Hello,

My insbcbs) has denied me 2x. 1st when my information was sent in and 2nd when the doc. did the peer to peer. I am trying to do an appeal and my case manager wants to know if I want to write a letter to send in with it.

Does anyone have an appeal letter(that worked) that I can get some ideas from?

bmi - 38

Co-morbidity - moderate sleep apena - ins. says it has to be severe sleep apena. I had irregular heart-beats and my oxygen level was very low, guess it wasn't low enough.

other problems that ins. does not care about - depression, joint pain, high cholesterol, fatty liver.

Just don't know how to start the letter and am so upset and down I can't even think right now.

Thanks for any help.

I think if you do a search of the website, you will find an appeal letter. Keep fighting!

Don't give up! Try to find a sample letter online, google it. Best of luck!