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Insurance Coverage Without Co Morbidities?

Hi!

I've just started my process. My insurance covers wls if you have a bmi above 40 or 35-39 with 1 co-morbidity. My bmi is 52-53.

My primary care physician supports/ and thinks I should and would benefit wls surgery.

I am starting all my testing. I do not think I have any co morbidities. I am thankful to not have any complications because of my weight. I see that a lot of people get denied with this co morbidity deal. Do many people get denied with an above 40 bmi and no co-morbidities?

I have Premera bluecross Blueshield.

I would love to hear your experience without co-morbidities.

Evening!

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My Bmi is 44 my insurance requires 40+ w no comorbities but I'm starting my six month supervised diet and my coordinator at the surgeons office said they don't worry about how much u lose just that u can follow the program your doc give you ... I want to lose 30lbs but lost 20 will put me rt at 40 I'm afraid that the wont approve cus I have no comorbities

I have Cigna (OAP) in the middle of my six month they changed their policy to only 3 months supervised diet. I have a BMI of 45 with no co-morbidity and had no problem with the insurance approval. My date is set for June 25th. On preop now it's tough but I'm looking to a much healthier future!!! Good luck to all of you on your journey to the losers bench!!!

Did you lose any weight in your six month diet .. If so did it drop your bmi

Did you lose any weight in your six month diet .. If so did it drop your bmi

Yes I lost 19 pounds and BMI did drop but I don't remember I think like one number

Thank you this makes me feel better

Thank you this makes me feel better

No problem I was a basket full of nerves the whole time and worse after they submitted to my insurance

I just have six month diet and eval .. This six month omg I wish it was over and I don't start until the 25 of this month .. Hope it goes by fast

  • Author
My BMI was just at 40 and I never had one issue with approval (BCBS). I will say I was shocked when I received the first billing from the hospital' date=' which didn't cover the surgeons. Wow. Oh well, it's been 2 weeks since yesterday that I had the surgery and the weight is dropping off![/quote']

Hi!!

Shocked by the prices? I recently had a baby (vagunal delivery with no complications). I was shocked about my bill for this. I can only imagine what a surgery will be like.

How long were you in the hospital after surgery?

How are you feeling?

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