Hi all. I feel like I've reached the end of my ropes trying to fund this surgery. My insurance company covers lapband, but my employer has excluded it? Purchasing the rider is not an option for my employer because it is $52,000. If I applied, I know I would be denied, but through the appeals process, is there any way to still get them to cover it? If its excluded, am I doomed?

Any advice is appreciated. I am READY!!! I've made up my mind and I'm committed. Looking at all the before and after pics just make me weap in jealousy and am so happy for all the success stories.

HELP!

Shannon

What about financing it? Talk to your bank or financial institute. Maybe they can help with a low interest loan? I hope you can get what you want!

Thanks for responding. The surgeon I would use works with a few banks of funding through an equity loan. This is a great option. However, my husband and I just did an equity loan one year ago. I hate to do it again and risk going above our means, but...what else do I have to lose? I'm trying to find a better way so as to not further burden my family financially.

<sigh>