I couldn't make the first payment. So they said you have to be late like 4 months to lose the promotion so I just paid $100 for the first payment...this month July 2011 I owe $1000. No problem. I will make the payment, but it isn't due until next week and because I was late last month they literally call me 3 times a day on my cell phone and work phone. THEY ARE CRAZY!

i got approved through them but havnt used my card yet since I havn't had the surgery yet. I heard some horror stories about them but without their credit I wouldnt be able to get their surgery. I hope they cool down on the harrassing calls, that's annoying especially at work.