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insurance coverage for panniculectomy

I had my panniculectomy done 2 weeks ago I just got the EOB in the mail today I thought everything was all set (at least that is what the surgeon's office told me) They did not pay the surgeon saying that was not a payable benefit and the hospital claim is pending waiting for them to send the operative report. I am freaking out because I thought everything was all set. I have lost over a 100 lbs and have kept it off over 2 years. Anybody ever had anything like this happen.

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