Hi skittlebug, I am having deja vu reading your post. I just talked with the doctors office yesterday and received the same information. It is really frustrating when you feel you have finally made your decision only to find out that it will be delayed. The person I talked to suggested a website called IBarihealth.com. They do the 6 month supervised program and get you the psychological exam so all your insurance stuff will be taken care of. The problem now is do the insurance companies cover the 6 month stuff since I am sure that is expensive. I am trying to hang in there with you. Good Luck, let me know any updates.:wub: