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THANKS GUYS!! You are awesome and I don't feel so alone. It's amazing there's people out there in the same situation. I am not giving up hope. The insurance specialist is sending a letter to the insurance. It just seems so slow... I wanted this DONE months ago, I haven't hardley even begun. I feel I am going to figure something out. I am a professional dieter. (Wish I got paid by how many pounds I have lost in my lifetime.) I have a feeling no matter how long it takes to get to the surgery, I will still need it. You may have thought your words weren't encouraging, but they were, because I don't feel like I'm the only one in the boat in the middle of the ocean. Oh, the cost for me to have it done with this doctor is $16,000. My mom knows how much I want this, she has offered to pay for it when she hits a jackpot at the casino. Maybe there's hope there.

I guess I get discouraged easily. The insurance specialist at my dotor's office has just notified me, that the procedure is not a covered benefit. I was so excited at the prospect of getting the lap band. I thought, in the beginning, I wouldn't have a huge problem with the insurance because I am morbidly O. and I have high blood pressure, cholesterol, and fight depression (with the help of medicine) Then I discovered, since my problems are controlled with medicine, they are not considered comorbidities. Then I expected to probably have to go through the physician supervised diet. Now, the insurance has said, it's not even a covered benefit. This may sound stupid, but I feel like I am on hold, as I wait to find out if I qualify and or to find out what the next step is. I wouldn't have a problem financing the procedure, but I don't want to get us more in debt, when we are trying to get out of debt. My husband is supportive about the procedure, but is also very concerned about spending money. :tongue:

I had my first appointment today with my lap band doctor. I too, was very nervous. However, I think I am freaking out about possibly not getting approved with my insurance. I was very discouraged when I was done with the insurance specialist. On the bright side, my doctor is awesome.:confused2: I don't want to get too excited, then get turned down by the insurance. It's hard not to get excited about the band.