nzuribelle

Has anybody with an insurance exclusion go through Oband and get approved? If so what was the process and how long did it take to actually get the surgery?

Wow ok. That's good to know. How much is the actual surgery ?

Was the surgery excluded from your plan? I know I read in the Clause that it's excluded unless medically necessary and it would be determined by the benefits administrator. My surgeon's office educated me in the whole process . That it would be denied at least 3 times before it actually gets approved but I feel the info they gave me is very vague. I did the 6 months weigh in and everything else. Now I'm just waiting on the approval. They say anywhere from 30 days to six months ! How long did it take before you got your approval? Congrats on getting approved by the way!

Was the surgery excluded from your policy? It's excluded from mine but I'm in the middle of an appeals process.

So I'm going through Oband. They are they only ones that want to try to get me approved for surgery since it's an exclusion on insurance plan. Has anyone with an exclusion for bariatric surgery still get approved through the appeals process? There isn't a lot a I can find on this subject. I called my insurance company probably a million times and each time there's a different answer some say yes it can be done and others say not it can't . I'm confused . I just need more info on this.