Hey Lorin, so how did it go today?
Not as well as I had hoped. It looks like I likely won't qualify for insurance to pay for the surgery. I am a little taller than I thought, so my BMI is below 40 and I do not have any comorbidities (I did have back surgery for a herniated disc due to being overweight and have hypothyroidism so when we submit to insurance we will try including those). If we are going to try the insurance route I need to do a medically supervised diet for 6 months. The nurse practitioner and bariatric coordinator both said to not lose much weight though during the 6 months since my BMI is already below 40. The self-pay cost would be $18,025.
I think I am going to check with one more surgeon in town to see what his self-pay prices would be (he is also at a closer hospital to my house).
I will probably go with the surgeon with the cheaper self-pay price, so that if insurance does deny after the 6 months of dieting I can move forward with a loan.