Aetna faxed me the criteria that they want met, and I began the program just recently. However, I am not feeling very positive about it. They say they want the 3 month program, but it sounds like they make you do more, in reality. Then the health history part is going to be hard for me. I don't know if I can provide 5 consecutive years. I had some MAJOR issues with a couple of my kids for about 3 years, and my whole focus, my money, my time, my everything was on solving their problems and not on me. Sounds like that will sink my chances. :think