Thank you all for these posts very helpful but I have a question....I see other people posting on threads that insurance companies want your past weights from as far back as 5 years?! is this true? Do any of you know if insurance companies want past weight records?? If so, I am worried I wont qualify, my BMI is just over 43 now but in the past it has been a little lower because I have lost weight on my own then gained, lost and gained...you get it....help