I am having similar issues. I have a bankruptcy (almost 9 years ago) that has not come off my credit yet. Here are 2 banks you can try...I am in the process of waiting for an approval from both of them. Some people gave me bank info. on this forum....here they are, hope it helps:
eFinancing-Solutions, LLC
and
Citerra Financial Plastic Surgery financing
I have applied with a couple financial institutions and been denied for both (I have an 8 year old bankruptcy). I don't want to ask for a co-signer. I am in Arizona and have applied with Capital and some other bank. Does anyone know of a bank that will approve "sub par" credit? Is anyone else facing this issue? Any advice on this issue is greatly appreciated. Thanks!!!:help: