BryJohn if you were asking me, I am just going to my first information meeting this week and since I'll be private pay I want to see what they have to say about that. I have seen on this board some people have said their surgery would have cost upwards of $81000.00 then some say $8,000. So that makes a heck of a difference to me!! I will not go to Mexico for the surgery if its cheaper from what I've been reading in some areas I travel there. So basically I'm just starting out but I want it yesterday!!