Problem - my surgery advocate finds that there is an exclusion for the surgery I want (VSG) in my health insurance policy. They say I should - 1) get a copy of the stated exclusion for bariatric surgery from the insurance company (which I should get in the mail this week), 2) contact my employer's HR department to find out if they'd be willing to make a one-time exception for me to have this medically necessary surgery, 3) ask my HR department if they have alternative health plans with coverage for bariatric surgery that I can switch to at my next benefit enrollment, and 4) use the self-pay option (NOT an option!). My PCP said he'd write a letter and/or contact the HR department and/or my insurance company to see what he can do for me. Does anyone have any suggestions?? Thanks in advance!