My BMI was 40, I had no doubt because in my mind I figured the doctor wouldnt waste time on somebody that would not get approved. I started the process last aug, had a few stalls (personal and health) Last aug my only issue was being obese. Then we found out I had sleep apnea with in a month. I took time off to deal with the personal stuff. Got the ball rolling and they found out I had a problem with my adernal gland. Should of been sleeved the end of may but needed clearence from an endo. Only 2 in the state take husky (Yale and Uconn health) Uconn got me in right away. Once she cleared me my surgeons office submitted everything. I actually called the insurance company on the 7th and they said yes approved for the 14th! I guess the surgeon has to put a ghost date in and if it was still available it would be my date :-)