Hi all, I have Wellmark BCBS of Iowa and am about two weeks away from submitting pre-approval, so just reading over the WLS coverage on their site. VSG is listed as "investigational", which is bolded like it's important, but not explained. RNY gastric bypass is listed as "may be medically necessary when criteria below are met".
I am having zero luck finding a good explanation of what the difference is, on the site. Can anyone clue me in to what that means in insurance terms, and what it may mean to my preapproval application?
If it matters, my BMI right now is 49.6.
Also, anyone else have Wellmark Iowa (not federal) and have any luck?
Thank you for any help!
Here is the verbiage from the website:
Medical Policy: 07.01.17
Original Effective Date: September 1995
Reviewed: September 2009
Revised: September 2009
Benefit Application
Benefit determinations are based on the applicable contract language in effect at the time the services were rendered. Exclusions, limitations or exceptions may apply. Benefits may vary based on contract, and individual member benefits must be verified. Wellmark determines medical necessity only if the benefit exists and no contract exclusions are applicable. This medical policy may not apply to FEP. Benefits are determined by the Federal Employee Program.
This Medical Policy document describes the status of medical technology at the time the document was developed. Since that time, new technology may have emerged or new medical literature may have been published. This Medical Policy will be reviewed regularly and be updated as scientific and medical literature becomes available.
Description:
Obesity is the most frequent form of malnutrition in the developed world and it is increasing. Morbid obesity (i.e., obesity with secondary serious or debilitating progressive disease) is generally associated with a body mass index (BMI) of ≥40 kg/m² (i.e. weight/height squared). Morbid obesity has a significant impact on cardiac risk factors, incidence of diabetes, obstructive sleep apnea, debilitating arthritis of weight bearing joints, infertility, psychosocial and economic problems and various types of cancers, etc.
The first treatment of morbid obesity is dietary and lifestyle changes. When conservative treatment fails, a few patients may require a surgical approach. The National Institutes for Health defines potential candidates for surgery as those with a BMI of 40 kg/m² or more or a BMI between 35 kg/m² and 39.9 kg/m² and a serious obesity-related health problem such as type 2 diabetes, coronary heart disease, or severe sleep apnea. Additionally, persons should have acceptable operative risks, the ability to participate in treatment and long-term follow-up, and possess an understanding of the surgical procedure and necessary life style changes.
Surgery for morbid obesity, also known as bariatric surgery is based on intestinal malabsorption and gastric reduction. Surgery is considered successful if weight loss is maintained at greater than or equal to 50% of excess body weight for more than 10 years.
Several different gastric reduction and intestinal malabsorption procedures are listed below:
Gastric reduction (gastric restrictive) procedures:
* Vertical-banded gastroplasty
* Adjustable gastric banding
* Gastric bypass (Roux-en-Y gastroenterostomy); this can be done by both open or laparoscopic approach
* Mini-gastric bypass (laparoscopic)
* Sleeve gastrectomy; performed on its own or in combination with malabsorptive procedures.
Malabsorptive Procedures:
* Biliopancreatic bypass (Scopinaro Procedure)
* Biliopancreatic bypass with duodenal switch
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Prior Approval:
Prior approval is recommended for this service. Submit a prior approval now.
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Policy:
The following surgical procedures for the treatment of morbid obesity may be considered medically necessary when the criteria listed below are met:
* Vertical-banded gastroplasty
* Gastric bypass (Roux-en-Y gastroenterostomy) with short Roux limb equal to or less than 150 cm; this can be done by either open or laparoscopic approach
* Adjustable gastric banding (Lap-Band® procedure)
* Biliopancreatic bypass (i.e., the Scopinaro procedure) with duodenal switch; this can be done by either open or laparoscopic approach
Criteria for Coverage:
* Patient is at least 18 years old
And
* The patient must have documentation in the medical record of failure to sustain weight loss within the two years preceding surgery and documentation of the health care provider’s monitoring of the patient’s progress toward a goal of weight loss.
And
* The patient must be a motivated individual with acceptable operative risk and must be evaluated by a licensed mental health provider to determine the patient's willingness to comply with pre and postoperative treatment plans, and a strategy to ensure cooperation with follow-up must be documented.
And, in addition to the general requirements above, the patient must also meet one of the following weight criteria:
* BMI of 40kg/m² for at least 3 years
* BMI of ≥ 50 kg/m² for biliopancreatic bypass (i.e., the Scopinaro procedure) with duodenal switch
Or
* BMI of greater than 35kg/m² in conjunction with at least one of the following:
o Hypertension requiring medication for at least one year
o Diabetes Mellitus type 2 requiring medication for at least one year
o Obstructive sleep apnea, confirmed by sleep study, which does not respond to conservative treatment
o Documented cardiovascular disease
o Pulmonary hypertension of obesity
The following surgical procedures for the treatment of morbid obesity are considered investigational:
* Sleeve gastrectomy as a stand alone procedure OR in combination with a malabsorptive procedure
* Mini-gastric bypass (laparoscopic)
* Biliopancreatic bypass (Scopinaro Procedure)
* Long-limb ( > 150 cm) gastric bypass
Endoscopic procedures, including but not limited to the StomaphyXTM device, to treat weight gain after bariatric surgery due to large gastric stoma or large gastric pouches are considered investigational.
Bariatric surgery is considered investigational as a cure for type 2 diabetes mellitus.
Subsequent bariatric procedures, including revisions, in patients who regain weight due to failure to comply with lifestyle or dietary modifications are considered not medically necessary.