Hi,
Do you have Cigna through your job or is it a personal policy? Only because I had Cigna through work and a day before I was scheduled for surgery - Yes, I said the day before - all pre-op tests were completed and I was on my all liquid diet - my surgery was cancelled. I discovered, lliterally 12 hours before I was due in the hospital, the corporation l work for does not cover any type of weight-loss surgery.
I should explain, my doctor's office did receive the preapproval letter from CIGNA and with the pre-approved letter in hand, I went to all the necessary doctors to for clearance. That included a cardiologist , pulmonologists, gastroenterologist for an upper G.I. and the nutritionist. After I receiving clearance the completed packet was again submitted to CIGNA for a final aproval and that's when I found out that my company doesn't cover weight-loss surgery.
I wouldn't wish that on anyone, it was horrible to go through and it was a huge disappointment. My suggestion would be to get a copy of your works policy (or personal policy) and read what procedures are covered. The policy will stipulate if weight-loss surgeries are included. It also depends on what state you live in. Certain states are required by law to cover weight-loss surgeries. Unfortunately for me, it is not a law for corporations in the state of New Jersey to cover weight-loss surgeries.
The good news is I got married to a government employee, switched to my husband's insurance, Blue Cross Blue Shield and had my surgery on July 11, 2012.
I hope you receive great news for CIGNA and you do not have the experience that I did in 2010.
Good luck,
T