I had the same problem, United Health care called and they told me excluded but as long as employer said ok to cover it and medically necessary and outpatient they would cover. THen started with surgeon to find out "excluded" and no way will they pay. One person at insurance company just said real rudely "we don't pay for obesity". THank you very much. Our company insurance agent told me even if I waited until September when my employer renews insurance it could not be added even if employer said ok because we have less than 3000 employees. Said that most companies will not add until company of that size. I am not sure if that correct or not. I own my house so I borrowed $17,000 to do self pay. Ouch. good luck to you. If self pay not a option really check your new jobs insurance plan out.