I'm hoping to get the okay for Lap-Band®, but my insurance policy (Blue Cross Blue Shield of MS) says this under "Limitations and Exclusions": "Exogenous obesity, including any prescription drugs, surgery or other treatment." Has anyone else encountered this in their policy? I know "exogenous" means obesity caused by overeating, but really hoping that means they will still cover it if it is deemed medically necessary. Any advice?
I'm hoping to get the okay for Lap-Band®, but my insurance policy (Blue Cross Blue Shield of MS) says this under "Limitations and Exclusions": "Exogenous obesity, including any prescription drugs, surgery or other treatment." Has anyone else encountered this in their policy? I know "exogenous" means obesity caused by overeating, but really hoping that means they will still cover it if it is deemed medically necessary. Any advice?