Thanks. I got the impression that the insurance specialist at the drs. office was more of a clerk than an expert. To her, the whole procedure was cut and dry. I'm getting some good info here. I think that I took her word as gospel when she stated that the knees were not co-morbidities. all she was interested in was diabetes, high blood pressure, and high cholesteral.
I have gone to the seminar for Lapband and had my dr. appointment today. My PCP is totally supportive. Unfortunately, the Lapband dr. does not think my insurance will cover the surgery. I have NC State Employees insurance and FEP BC/BS. The problem is that my BMI was above 35 for three of the last 5 years and the insurance requires a BMI above 35 for 4 of the last 5 years. They may reconsider if I have a co-morbidity such as diabetes or high blood pressure. The problem is that the only problem I have is my knees which are really bad. Apparently BC/BS does not consider this a co-morbidity. Any suggestions? I really want this surgery and have tried everything to lose weight which is why my BMI was low for two years! apparenatly, this doesn't matter:crying: Is there hope?