I'm unsure of the best time to start this whole process and wanted to see if ya'll could offer your experience. It seems convoluted to me because I'm borderline 35 Bmi.
I have federal Bcbs, Aka fepblue. My requirements are:
2 year morbid obesity. 35 bmi with at least 1 comorbidity.
3 month supervised weight loss program, including nutritional counseling
Prep nutritional assessment
Evidence of filed attempts in the past year
Psych eval
The only evidence I can find weight wise is from Oct 2015, where my Bmi was 35.1. In Feb 2015 my Bmi was 34.9 (ugh, we are talking 1 lb) . In 2016 my bmi was 33-34 because I was taking contrave, which is only allowed for a year. So I guess my 2 year clock started Oct 2015, unless they rounded up the 34.9 to 35.
I think I have the comorbidity covered with high cholesterol, arthritis, possible rheumatoid arthritis, and 'elevated BP without hypertension'.
Do I wait to see the surgeon until October? Or should I see them now and start the process? But I fear I will lose weight and not hit 2 year mark and then be disqualified insurance wise.
I would really like to something in the meantime. Would they 'let me' do the psych, supervised diet and nutritional counseling now?
One lesson I learned is to quit telling nurses I'm 5'3". I used to say that because I was desperate for the lower bmi. Now I'm desperate for the higher Bmi.
Ugh. It feels like a game. I don't like playing games with my life.
WHY couldn't I have weighed 1 more pound in Feb 2015? Lol.
Tips?