My insurance is considering paying for it. But I have craptastic student insurance. They originally denied it but I've written numerous letters (from myself and ones that my doctors signed) and sent them medical records and called a couple of times a week. They are now reviewing it. ha. The surgeon is also sending a letter of medical necessisity. I'm hoping they will come through at the last minute. I just scheduled surgery for Jan. 7th and plan to continue to call them as often as possible. If denied, I'm prepared to pay out of pocket. Going to school up here is so expensive, I'm just looking at it like another semester of school! I was told the total cost would be $24,000 which includes your first year of care afterwards. Seems a lot higher than what everyone else is paying. But then, everything seems more expensive here anyway.