Surgery covered but EGD not??
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This is so frustrating! I've been jumping through hoops since last SEPTEMBER to get all my appointments scheduled, and I'm almost at the last step: the EGD, after which my doctor will schedule my RnY. I just learned that neither of my insurance companies consider the EGD to be medically necessary. I'm double-covered with my husband's insurance because it's free at his work as long as it's secondary coverage, and my own insurance specifically excludes bariatrics. The actual RnY has been pre-approved through my secondary coverage.
Both companies are different branches of Blue Cross, so maybe that's the issue? I'm really annoyed because it's a HDHP, so my out of pocket was already going to be substantial, and paying cash for the EGD means I could have done self-pay elsewhere months ago!
Anyone else have trouble getting the EGD approved? My doctor said that this is becoming a common way for insurance companies to avoid some of the costs associated with bariatric surgery.
Edited by cellbell