mckenzie

I have a couple of questions if anyone out there could help. Well to start I have bcbs if il hmo insurance. I went to my pcp back in march to get info on the lap band, they told me in order for my insurance to pay for it I need to be seen once a month for one year. Then after that they can refer me to a surgeon. Does any one else have a hmo? Do you know if there is any way around see them for a year? and if not how long will it take after the year? Or would it be better for me (faster) to change my insurance to a ppo??? :help:

I have a couple of questions if anyone out there could help. Well to start I have bcbs if il hmo insurance. I went to my pcp back in march to get info on the lap band, they told me in order for my insurance to pay for it I need to be seen once a month for one year. Then after that they can refer me to a surgeon. Does any one else have a hmo? Do you know if there is any way around see them for a year? and if not how long will it take after the year? Or would it be better for me (faster) to change my insurance to a ppo??? :help: